The whole journey, live

Set up once. Your team just runs.

Configure your agency in the back end. Your consultants and sales team send branded proposals and Terms of Business all day. You see every quote, every signature, every status in one pipeline.

Get started →Request a demo
Stage 1● Journey

Set up your agency.

An evening's work for the agency owner. Logo, brand colour, on-cost stack, cost-item library, negligence tiers, default margin. Configured in the back end once — every proposal your team builds from here on uses these defaults.

01Branded by default

Your colour. Every page.

Pick a colour or paste a hex code. Header bar, table accents and bill-rate row all update instantly. Three template styles to choose from, with a live preview while you edit.

  • Logo upload (PNG / SVG)
  • Hex code or preset palette
  • Three template styles: Classic, Editorial, Modern
  • Live preview while you edit
● LiveBrand colour
R
Example Agency Ltd
CONFIDENTIAL
Bill Rate£23.84
02One source of truth

Quote defaults, configured once.

Statutory on-costs, finance, default margin and payment days. Set in agency settings, applied to every new quote your team builds. Different sector? Different on-cost stack? Override per role or per client.

  • NI, holiday, pension, apprenticeship levy
  • Invoice finance rate and free period
  • Default margin and payment days
  • Override per-quote on the Rates tab
● SettingsQuote Defaults
Statutory on-costs
Holiday Pay
12.07%
Employers NI
15.00%
Pension
3.00%
Apprenticeship Levy
0.50%
Invoice finance
Finance rate
5.75% p.a.
Free period
30days
Document defaults
Default margin
10.00%
Payment days
60days
Edit once, applied to every new quote.
03Flexible billing

Cost items, hour · shift · placement.

DBS checks, PPE, out-of-hours premiums. Per-hour items roll into the bill rate; per-shift / per-placement charges show on the doc as separate lines. Build the library once for the whole agency, reuse on every quote.

  • Per-hour, per-shift, per-placement basis
  • Show on doc / hide on doc per item
  • Per-hour items priced into bill rate automatically
  • Build the library once, reuse everywhere
● LivePer-shift / per-placement charges
DBS Check
Per placement
£44.00
PLACEMENT
PPE Pack
Per placement
£28.00
PLACEMENT
Out-of-hours premium
Per shift
£12.00
SHIFT
04Editable cover tiers

Negligence tiers, your rates.

Add, rename, remove cover tiers. Set the cover amount and the per-hour rate you charge. Pick a default for new quotes. In cost or on doc only — your call.

  • Default tiers (none / £10k / £20k) shipped, edit any
  • Add custom tiers (£30k, £50k) with your rates
  • Default tier pre-fills new quotes
  • In-cost / on-doc toggles per quote
● LiveSettings · Drivers Negligence
None
Cover £0
£0.00/hr
£10k
Cover £10,000
£0.10/hr
£20k
Cover £20,000
£0.18/hr
£30k
Cover £30,000
£0.24/hr
Stage 2● Journey

Your team sends proposals.

Consultants and sales staff log in and just go. The defaults you set in Stage 1 are already there — they pick a role, type a pay rate, choose whether the client sees the breakdown, and send a branded link. Five minutes, end-to-end.

05Live calculator

Type a pay rate, see your bill rate. Instantly.

Real PAYE on-costs, real invoice finance, real DNI. No estimates, no rounding. The same engine that powers your saved quotes, running off the defaults the agency owner set up in Stage 1.

  • Holiday Pay, NI, Pension, Levy auto-calculated
  • Margin slider, bill rate updates live
  • Negligence cover in cost or on-doc only
  • Override per-quote, never lose your defaults
● LiveAdjust pay or margin
Pay rate
£
Margin
10.0%
True Employment Cost£21.18
Invoice Finance + DNI£0.28
Margin£2.38
Bill rate£23.85
06The real number

Surface margin isn't your real margin.

Most rate calculators show you the gap between cost of employment and bill rate and call that a margin. It isn't, once invoice finance on your client's payment terms is in. RateCalc.io shows both numbers on every saved quote, consultant-side only — the client sees the clean branded view, you see the gap.

  • Surface vs true margin on every saved quote
  • Driven by your on-cost stack + invoice finance rate
  • Adjusts live as you change the days field
  • Hidden from the client. Visible only to your team.
Same quote, two numbers
Surface
21.4%
What most calcs show
True
14.2%
After 90-day terms
Gap: £4.20/hr the surface number hides.
07Show / hide

Full breakdown, or just the bill rate.

Some clients want every line. Others just want the number. One toggle on the proposal, same calculation either way — the rate is identical, only what the client sees changes.

  • Itemised cost build per role and shift
  • Negligence and finance lines toggleable on doc
  • Margin row visible only to your team
  • Layout updates live in the preview pane
● Live
Show breakdown
Base Pay£16.00
Holiday Pay£1.93
Employers NI£2.69
Pension£0.48
Apprenticeship Levy£0.08
True Employment Cost£21.18
Invoice Finance£0.10
Negligence Cover£0.18
Bill Rate · 10%£23.84
08Trackable, branded link

Not a PDF in their inbox. A real proposal page.

Your client gets a branded URL they can open on any device. Watch them open, view, accept, decline or sit on it — every state surfaces back to your dashboard the moment it happens.

  • Hosted at ratecalc.io/p/your-slug
  • Open / view / decide / accept events tracked
  • Decline-with-reason captured for follow-up
  • No DocuSign / no PandaDoc — built in to the platform
● Trackable linkBranded proposal
ratecalc.io/p/eddie-stobart-q3
R
Example Agency Ltd
Class 1 driver · Q3 rates
Viewed 2m ago
Bill rate£23.84
Accept
Decline with reason

No PDFs. No attachments. A real branded link your client can open, view and respond to in seconds.

Stage 3● Journey

Sign & track.

Accepted proposals convert into a signable Terms of Business in one click. Client signs in their browser. You see every proposal, every signed contract, every status in one searchable pipeline.

09E-signature, in-browser

Terms of Business, signed in seconds.

Accepted proposals convert into a Terms of Business with the rates baked in. Client signs in their browser — no print, no scan, no third-party platform charging per envelope. Signature image, IP and timestamp captured for audit.

  • One-click convert: accepted proposal → signable ToB
  • Upload your own ToB template or use ours
  • Signature image + IP + browser + timestamp captured
  • Audit-ready under Electronic Communications Act 2000
● E-signatureBranded Terms of Business
R
Terms of Business
Example Agency Ltd · v1.2
Ready to sign
Charges & Payment Terms60 days from invoice
Conversion Fee25% of first-year salary
Rebate ScheduleTapered 4 → 12 weeks
James Pearsonsigned · 14:22 · 213.205.x.x
Accept and sign

Signature image, IP address, browser and timestamp captured. Audit-ready, no DocuSign fees.

10Pipeline visibility

See exactly what your team is putting out.

One dashboard. Every proposal, every status, every signed contract. Filter by recruiter, by client, by sector, by week. The numbers a business leader actually needs to coach the team.

  • Live pipeline: sent · viewed · decided · accepted · signed
  • By-recruiter activity and win rates
  • Margin floor alerts before send
  • Searchable archive of every rate ever quoted
● PipelineThis week · all team
Sent
23
Viewed
17
Accepted
7
Signed
5
MonEddie StobartAccepted
MonDHL BristolViewed
TueWincantonSent
WedXPO LogisticsDeclined
ThuHowdensSigned ToB

Every proposal, every status. Filter by recruiter, by client, by sector. Know what's gone out and what's come back.

Set up your agency in 10 minutes.

Save your defaults, add roles, send your first proposal today. Or jump on a 20-minute walkthrough with us first.

Get started →Request a demo