What is coming, and when.
A growing suite of calculators and quick tools is being built into RateCalc.io. Below is the full list, what each one does, and roughly when to expect it. We release in small batches, only once a tool is polished enough to actually trust.
Always free to existing plans
Every tool below is included with whatever plan you are already on. If you are paying for RateCalc.io today, you will get every one of these as it ships.
- No upsell
- No add-on
- No surprise price increase
How releases work
- 01
In development
Tool exists and runs against your saved on-cost defaults, but is being tested and refined. Listed here as coming soon.
- 02
Polishing
Number-by-number checked, edge cases hardened, copy reviewed. Internal preview before public access opens.
- 03
Released
Live in the dashboard for every paying agency. No announcement noise, just available the next time you log in.
Available now
- Consultant toolLive
Quick Rate Calc
Single-rate calculator. Type a pay rate and see the bill rate built up from your saved on-costs.
- Consultant toolLive
Margin Quick-Check
Reverse the maths. Type pay + bill and see the margin you are actually running at, with on-costs broken out.
- Consultant toolLive
Client minimum rate
Reverse-solve. Lowest bill rate that still hits your margin floor for a given pay rate.
Consultant tools
Daily-use calculators for quoting, pay-rise conversations and per-shift maths.
- Consultant toolComing soon
Net pay calculator
Gross to net for a PAYE worker. Tells you what they will take home before the call.
- Consultant toolComing soon
Pay rise impact
Worker wants more, or NMW just went up. See margin erosion and the bill rate to hold.
- Consultant toolComing soon
Temp-to-perm payback
Weeks before converting to a perm placement pays back the conversion fee + onboarding.
- Consultant toolComing soon
Quote A vs Quote B
Side-by-side what changed between two saved proposals and the impact of each line.
- Consultant toolComing soon
PAYE vs Umbrella vs Ltd
Three engagement routes for the same contract rate, with the worker take-home compared side by side.
- Consultant toolComing soon
Volume pricing builder
Build tiered discount bands that protect your margin floor at every volume tier.
Owner & leadership tools
Cash flow, margin health, client mix, compliance and rate-review levers.
- Owner / leadership toolComing soon
Contract Profitability
Multi-job analyser. Model an entire contract with multiple roles, shift mixes and assumptions, save scenarios as you go.
- Owner / leadership toolComing soon
Working capital
Cash needed to fund N workers at X hours/week on Y-day terms. Sized for your finance line.
- Owner / leadership toolComing soon
Bad debt impact
How much an unpaid invoice eats into net margin and what extra revenue covers it.
- Owner / leadership toolComing soon
Invoice finance cost
Total finance cost on an outstanding invoice, split into within-terms and beyond-terms, plus what every extra day is quietly adding.
- Owner / leadership toolComing soon
Cash conversion cycle
Days from worker paid to client paying you. Where your cash is tied up.
- Owner / leadership toolComing soon
AWR cost (week 12)
Cost step-up when an agency worker hits 12-week parity. Currently most people guess.
- Owner / leadership toolComing soon
Annual rate review
Which clients have not had an uplift in 12+ months and what the renewal ask should be.
- Owner / leadership toolComing soon
Holiday pay accrual
52-week reference period for variable-hours workers. Catches the underpayment exposure if you use the simple-average shortcut.
- Owner / leadership toolComing soon
Margin health
Distribution of margin across every sent proposal. Catches the consultants quoting consistently below the team average.
- Owner / leadership toolComing soon
Client P&L
Every client ranked by margin contribution. Spot the vanity logos and the unsung quiet earners.
Sales tools
Honest cost comparisons for the buyer-side conversation.
- Sales toolComing soon
Total cost of hire
Internal hire vs agency worker. The true loaded cost comparison clients never see.
Start your free trial today and every tool on this page lands in your dashboard as it ships. No price changes tied to any of them, ever.
Want a tool that is not here?
The list above is shaped by what real agency teams keep asking for. If a calculator you would use every week is missing, tell us. We read every message and the suggestions that solve a real problem get prioritised.