Built for UK recruitment agencies

Quote to cash. All in one place.

Rate proposals in 30 seconds. Terms of Business signed on the same call. Aged receivables from Xero showing what every late payer is costing you per day. The operations layer UK recruitment agencies used to build in spreadsheets.

Start 7-day free trial →or book a 30-min demo
No charge for 7 days. Cancel anytime before then and we take nothing.
Xero live now5 sector packs readySigning built in
01
Quote
Willowbrook Care Group
Band 5 nurse · nights
Ready · 32s
Pay
£19.20
Margin
13.4%
Bill
£28.80
02
Sign
Ashford Construction
Terms of Business v2 · sent 09:47
Signed 10:12
25-min turnaround. Signature, IP + timestamp captured. Attached to placement.
03
Cash
Northgate Logistics
4 invoices · 90+ days overdue
Chase due
Outstanding
£188,113
Costing / day
£29.63
● What’s inside

Three things every UK agency spends too long on. Fixed.

You’re a recruiter. Every hour on spreadsheet gymnastics, document reformatting, or chasing down aged-debtor reports is an hour not on the phone winning placements. RateCalc.io takes those three problems and turns them into buttons.

Quote
30 seconds
from role to sent

Sector packs, pre-loaded.

Driving, healthcare, industrial, construction, hospitality — every on-cost, every framework cap, every uplift is already in the calculator. Consultants pick a role, drop a pay rate, and the client-branded proposal is ready to send.

Sign
Same call
ToBs signed in browser

Signing built in.

Every proposal converts to a branded Terms of Business in one click. Client signs it in the browser. Signature image, IP, and timestamp captured. Signed document lives against the placement.

£
Cash
Live now
Xero integration

Aged receivables that actually chase themselves.

Connect Xero. See every outstanding invoice grouped by client with the daily finance-fee cost. Chase with a branded statement that puts the £/day cost right on the page. Four escalating chase tiers, auto-picked by age.

Already confident in your margin? Read this.

Under the hood, every quote runs through the on-cost stack your accountant would use — holiday pay, employer NI, pension, levy — plus your actual invoice finance rate applied to the debtor days your client is asking for. Most agencies find their real margin is 30-40% lower than the surface number they used to quote from. Nothing you didn’t already suspect. Just no more suspecting.

Surface
21.4%
pay + on-costs vs bill
Real
13.7%
after finance drag
Sector packs ready to go
All solutions →
Driving
HGV C+E · nights
Healthcare
RGN Band 5
Industrial
Warehouse PM · flex
Construction
CSCS Gold groundworker
Hospitality
Head chef · weekends
● Under the hood

Three surfaces. One workflow.

What the buttons on the value cards above actually look like when you use them.

What most calcs show you
Surface margin
21.4%
Pay rate plus on-costs vs your bill rate. The number every basic calculator shows you.
What you actually keep
True margin, after 90-day terms
14.2%
Once your invoice finance on 90-day terms is in. That’s £4.20 an hour the surface number hides.
Not made up. Numbers come from your on-costs, your invoice finance rate, and the debtor days you enter. Nothing inferred, nothing estimated.
Only you see it. Clients open a clean branded view. The true-margin banner is consultant-side only, on the page you build the quote.
Live as you type. The maths runs in the proposal builder; you don’t need to save and reopen to see the impact of changing the terms or the rate.
● One platform, end to end

From rate calc to signed Terms of Business. No more tab-juggling.

01
Build
Rate calc with UK PAYE on-costs and invoice finance baked in. Drag the margin slider, watch the bill rate move.
02
Brand
Logo, colours and tone of voice applied automatically. Every proposal looks like your agency built it.
03
Sign
Client opens a signable Terms of Business in their browser. Signature image, IP and timestamp captured.
04
Track
Pipeline view, win rates, by-recruiter activity. Know what's gone out, what's been accepted, and what's stuck.
● For multi-consultant agencies

See who’s quoting. Who’s converting. Who’s giving terms away.

Every quote a consultant sends gets attributed back to them. Acceptance rate, average margin, and the payment terms they’re letting clients push out, all in one view. The conversation you have at the Monday meeting stops being “how are we doing” and starts being “here’s exactly where each desk needs to push back.”

Leaderboard view. Sent, accepted, declined, margin avg, terms held. Sort by any column. Filter by week, month, quarter.
Per-consultant logins. Each consultant builds in their own account; the agency owner sees the consolidated pipeline across the whole team.
Per-seat seat allocation. Add and remove consultants without a sales call. Archive an old team member without losing their quote history.
Consultant leaderboard
Last 30 days
4 active
ConsultantSentAcc.MarginTerms
SSarah K.2467%18.2%30d
TTom B.2171%15.4%60d
PPriya M.1752%12.8%90d
JJames L.933%11.4%75d
Priya is sitting on the lowest margin and accepting 90-day terms. That’s the Monday-meeting conversation.
● Built for UK recruitment

Real PAYE on-costs. Real compliance.

Not US-style "fees" disguised as costs. Not generic SaaS pricing. Built around the actual numbers UK agencies have to charge and the contracts they have to send.

  • Holiday Pay at 12.07% (override per role)
  • Employer NI from April 2025
  • Apprenticeship Levy and pension auto-enrol
  • Drivers Negligence cover tiers
  • Invoice finance with free-period support
  • Branded, signable Terms of Business
Industries covered
Driving
Live
Healthcare
Live
Industrial
Live
Construction
Live
Hospitality
Live
Xero
Live

The rate engine is sector-agnostic. Sector-specific templates and defaults are what we add as we open up each industry.

Quote to cash. All in one place.

Set up your agency in ten minutes. Send your first branded proposal before lunch. Connect Xero, see what late payers are costing you before Friday.

Start 7-day free trial →or book a demo
No charge for 7 days. Cancel anytime before then.