You need to know what each contract actually returns after every on-cost, finance charge and payment-term reality has been priced in. RateCalc.io models it the way your P&L sees it, not the way the consultant pitches it.
Gross margin %, gross margin £, period-over-period delta. Margin distribution histogram showing which tier wins and which tier dies. Every number includes the on-costs the rate card hides.
The headline margin on a rate card lies. NI is loaded, holiday pay accrues, AWR kicks in at week 12, invoice finance eats the float, payment terms stretch. Every margin shown in RateCalc.io has these baked in so the number on screen is the number you live with.
The deep, real features that move the needle for this role. Each one ships out of the box, no add-on, no integration to configure.
Gross margin %, gross margin £, cash margin after finance. Pick the one your board cares about. The maths is the same underneath.
Stacked histogram showing how proposals cluster across margin tiers, with accepted vs declined vs pending highlighted. Spot the tier that's dying at a glance.
Compare avg margin on accepted vs declined to know whether price is the friction. If declined are pitched 2pp higher, you know there's a ceiling. If they're equal, it's not price.
Every executed ToB stored with signer email, IP, timestamp. Compliance reviews become a two-minute job, not a half-day archaeology dig.
Per-consultant, per-client, decline analysis, full feed. Your monthly management report writes itself, slot the data into the existing template.
Pull placements + invoice + payment data together to show what your float really looks like. Currently uses rate-card projections; live integrations rolling out through 2026.
Average payment days tracked across the agency, broken down by 30 / 60 / 90 day bands. Finance-free period and invoice finance APR feed into the cash-position view so you see real cash, not gross billings.
Every executed ToB carries the signer email, IP and timestamp. Compliance reviews go from half-day archaeology jobs to two-minute exports. The CSV button takes you all the way to spreadsheet.
Get a clean view of margin across every consultant, every client, every contract.